Saturday, 14 November 2015

Go Frugal This Christmas – Help Yourself In Avoiding Holiday Debt

Posted at  07:33  |  in  Frugal

                                                  
frugal living tips for Christmas


Lending your ear to the Christmas carols and seeing all the shops switch on their Christmas lights, this might bring a rush of excitement in your life as well. You might get butterflies in your stomach when you think that the most awaited festival is finally knocking at your door. However, with regards to your finances, it is most often seen that such festivals are the beginning of your doom since your expenses gradually soar out of control. Majority of the Americans spend post-Christmas with huge amounts of holiday debt which takes a long time to repay. If you don’t wish to follow the herd, here are some frugal living tips for Christmas.

  • Don’t cancel all celebrations out of despair: Don’t declare, “Christmas is cancelled!” out of despair as this is not the ultimate solution. You can have all the celebrations right but you need not go to the extreme. Financial worries shouldn’t be a reason for giving up all fun of festivities. You can instead scale back some of your expensive plans and still try to plan for some fun within a low budget.
  • Spending quality time has more worth than money: We all are a part of the mundane society where we have to spend a monotonous life. Amidst all this, if we can spend some quality time with our friends and family members, don’t you think that would be a great thing? When you run short of money, Christmas can become commercial but actually spending time with some good people are worth more than spending money.
  • Make priceless resolutions: Instead of buying expensive gifts for your children, spouse and neighbors, how about making some priceless promises? A priceless resolution consists of providing some kind of service to the other person. That job might even be making someon’s breakfast, babysitting etc
  • Set a frugal budget for Christmas: Sit with your better half and plan a budget just before Christmas so that you know way before time how much can you spend on this occasion. This budget should be strictly enforced and you got to be extra creative and thoughtful while buying things for your neighbors.
So, although Christmas is of utmost importance to our lives, we can’t allow it to get on top of our finances. Spend your dollars after tight calculation so that not even a single penny is wasted on unnecessary thing. To get more tips on how to get rid of debt, click here.

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Jimmy Simond is founder of wallstreetsfinancenews.com he share his immense knowledge of finance in this blog. You can follow him on Google+.

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